韩国知名折扣零售商大创（Daiso），将参与韩国央行第二阶段数字货币（CBDC）试点项目（“汉江项目”）。在该架构下，央行向商业银行发行CBDC，后者据此生成存款代币，供消费者在合作商户使用。消费者可从任意参与银行获取存款代币，并在全国大创门店完成支付。结算流程为：消费者发起支付后，银行从其数字钱包中扣除等额存款代币，央行则通过区块链系统将对应金额的CBDC划转至大创账户。“汉江项目”第一阶段已覆盖线下零售商，以及配送平台等线上渠道，多家银行银行参与其中。但首阶段实整体活跃度偏低，因此引入高频生活服务平台成为第二阶段的关键方向。业内普遍认为，大创的小额、高频消费场景将有助于采集更真实的资金流动数据，提升试点分析精度。（本文首发于钛媒体APP，作者｜蔡鹏程，编辑｜刘洋雪）
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Inevitably, the more you use something — your Mac included — the more dirty and cluttered it’s likely to become. At that point, you can buy a new machine, but the more economical move is to make what you have already work better. To help your computer feel new, or at least a little cleaner and less chaotic, we put together this guide with techniques and useful apps that have helped us maintain a more organized computer. I’ve been using these tips since before I first published this guide in 2021, and they’ve helped keep my 2018 MacBook Air looking and running (almost) like brand new.
07:29, 11 марта 2026Экономика